Flood damage or water damage isn’t a problem that homeowners deal with very often. Unlike “regular” service like a plumber or carpet cleaner, it’s fortunately very rare when you need a flood damage restoration company like us. However, because it isn’t very common, it’s also very confusing to most homeowners. In addition, you can imagine how much stress is added to the equation when you are dealing with an emergency event like flooding.
Many people have no clue what actions should be taken. In some cases, this can trigger paralysis. In other cases, it can lead to making wrong decision that can either put your health and safety at risk. We always recommend people to ask as many question they have. Doing this, the concept gets clear among the people and mistakes are avoided. That goes for any flood restoration service company you are talking to, your insurance adjuster, or anyone else that might be involved in the recovery process.
Here are the most common questions we get to hear from homeowners that have experienced significant flooding damage to their property. If you find yourself in their shoes, you would be wise to make sure you have the answers you need to make the best decision to protect yourself, your family and your bank account.
Does my homeowners insurance cover flooding?
Unfortunately no. However, it is very important to understand the difference between flood damage and water damage. Many homeowners are not aware of the difference, and this confusion can give another shock once they realize they will left footing the bill for flood damage to their home.
To make it simple, flood damage is when water comes into your home from outside while water damage is when water intrusion starts within your home. Flooding is not covered under a standard insurance policy while the latter example is in most cases. If you have taken out a loan to buy your home, whatever lender you have used will typically require that you purchase an additional flood insurance policy if your home resides in a floodplain. Should it not, and if you do not have flood insurance, it could be a very bad.
What should I do to protect myself?
When flood occurs, your life is at risk from a number of dangers. Obviously rising water level and a high pace moving water can cause drowning, but there are other dangers you should be aware. If in case, you are stuck inside your house and you see no way out, and then seek the highest place in your house. If you live in a multi-story house, go on the top and ask for help. If you are wet, it is very important you to turn off the electricity to your home as well as your gas. In some instance, electrocution or gas leaks can occur due to flooding.
It’s impossible to say. Every property is unique and every situation differs. What does remain constant is the unit cost of every single item that must be replaced and every action that must be taken by whichever restoration company you hire.
We provide water damage services in San Marco and nearby areas. We also provide various cleaning services like Carpet Rug cleaning, Pet odor removal, Commercial cleaning, Tile & Grout cleaning and House cleaning.
Xtreme cleaning has made a good reputation for it best cleaning services in San Marcos and nearby areas. To know more about our services please do visit our website.
Call us 760-613-8546 and get your free quote.